10 iPhone Apps You Can Use to Lead a Frugal Life

Most everyone wants to lead a frugal life these days, however, it’s something that’s easier said than done. Managing money often becomes a full-time task, and just doesn’t seem worth the pennies saved if it’s eating up every spare moment of your time.

Thankfully, leading iPhone developers have created some great apps to help you reduce your spending. These ten entries are a mix of saving and budgeting apps guaranteed to help you achieve the frugal life that you’ve always dreamed of while making your expensive mobile device help to pay for itself along the way.

• Mint.com Personal Finance

  The Mint.com personal finance tracking app is listed as one of the best apps by a number of media outlets, including CNN, MacWorld and the Wired App Guide. You can create an account and add all your personal financial accounts, allowing you to aggregate your transactions to track where you are spending the most. The free app also creates a budget, which will tell you exactly how much you have left and where you can make savings.

• The Coupons App

  
  As well as helping you find the best coupon deals, The Coupon App lists comparative gas prices, has a barcode scanner and delivers alerts directly to your iPhone. You can create a calendar that will list coupons in order of relevance and expiration date, so that you never miss out on the best deals available. All you need to do to redeem a coupon is display it to the cashier at a participating store.

• RedLaser – Barcode Scanner

  One of the best barcode scanning apps around, RedLaser is never off duty. If you’re in a listed store, the app will identify all relevant deals, discounts and sales available. You can find alternatives and cheaper options, too, simply by scanning a product that you wish to purchase. There are thousands of listed stores, for both online and brick and mortar retailers. You pay nothing for the app, while making big savings most everywhere that you shop.

• Coupon Sherpa Mobile Coupons

  Another great shopping app, Coupon Sherpa makes redeeming coupons easy as pie. Simply present your on-screen coupon to the cashier and he can scan it right from your iPhone. The app has a built-in GPS store tracker, making it easy for you to find participating outlets. A “nearest store” feature won’t leave you tracking for miles to find a deal, and with money saving suggestions delivered to your phone, you can learn how to save even more each day.

• Shopper Pro

  This is a grocery shopping list app with one big difference. Shopper Pro lets you create recipes and shopping lists and categorizes all your product searches for easy reference. This version of the app costs $0.99, however, Shopper Pro is packed full of useful features for living a frugal life. A barcode scanner will help you make more informed decisions, and the budgeting and planning feature automatically works out your spending both with and without coupons savings.

• Daily Shopper

  With Daily Shopper you get a database of top saving sites that are categorized by name, category or popularity. So that you’re not being swamped by irrelevant search results, you can also edit and refine your lists to create a database of savings that are unique to your purchasing habits. This free app refreshes available deals as soon as data is updated by the vendor, which means you’re always kept in the loop.

• Pocket Expense Personal Finance

  One of the most customizable budgeting apps on the market,Pocket Expense Personal Finance gives you total freedom over your spending. You can set budgets for multiple accounts, as well as easily transfer funds between budgets. Charts and customizable icons make it simple to personalize how your budget and finance records display, so that you never find yourself over spending.

• Spending Tracker

  Sometimes simplicity is the key to a more frugal life. Spending Tracker will help you maintain a budget with spending trackers, weekly, monthly or yearly budget settings and editable spending and income categories. The interface on this free application is clean and simple to use, making this a great financing app to install on your iPhone.

• Unsplurge

  The novel idea with this app is that community and support are essential elements to living a frugal life. Unsplurge relies on the participation of community members, who all share the common goal of shedding the shackles of overspending. The concept is simple: you set your saving goals and record your progress and the results are shared among the community. Everyone benefits from the experiences of the collective with this app.

• Saver ~ Control your Expenses

  The problem with a lot of finance apps is that they’re time-consuming and overly complicated. Saver was designed specifically to work for people who want to track spending no matter where they are. For that reason, this free app works on a simple entry and quick tap system, allowing you to manage your spending without too much hassle.

The above article first appeared in HouseSittingJobs.com.

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