7 Apps to Help Manage Your Personal Finances

Do you have trouble keeping track of your expenses? Is your pocketbook or desk drawer full of old receipts? Do you often wonder where all your money went? If you answered yes to any of those questions, then maybe it’s time to get a little more organized with your personal finances. Luckily, you already have one of the best financial planning tools right there in your pocketbook – your smartphone!

Personal financial apps have been around since the App Store opened and they keep getting better. There are apps that can help you put together a household budget; apps that will track your spending history (I spent how much on shoes?); and yes, even apps that will store your receipts. Start using a personal finance app today and see if it can make a difference to your life. Here are ten of the best:

  • Koku

    kokuOne of best financial apps, Kokuconsolidates all your finances into one place, so you know exactly how much you are spending, whether it’s from your checking accounts, savings accounts or credit cards. The intelligent reporting provides a unique analysis of your income and spending habits, and automatic iCloud syncing allows you to access your account on your Mac or smartphone anytime, anywhere.

    Platform: iOS
    Price: $4.99
  • Expense Manager

    expense-managerExpense Manager allows you to track expenses by week, month or year, or across categories. You can set up payment alerts, chart expense categories, search for individual transaction, import and export data for desktop analysis, and even take pictures to store receipts. The app includes handy tools such as a currency convertor, tip calculator, tax calculator, and more. Information can be automatically saved to a Dropbox account.

    Platform: Android
    Price: Free
  • Mint.com Personal Finance

    mint-comOne of the original personal finance apps and still one of the best, Mint.com syncs with your bank to pull in all your transactions and automatically categorizes them without the need for any additional data entry. Mint creates a customized budget based on your spending and sends bill reminders, alerts and advice right to your phone. A 4-digit PIN keeps your information secure and you can deactivate from your Mint.com profile if you lose your mobile device.

    Platform: iOS, Android
    Price: Free
  • Money

    moneyMore suitable for business or international travel, Moneytracks and balances all your cash, debit, credit and savings accounts through manual or Open Financial Exchange (OFX) import. The App includes Balance, Transactions, Budget and Reports tabs for easy reference and management. Automatically converts currencies and enters recurring transactions. All data can be backed up and downloaded to a desktop. iCloud capability allows syncing across other iOS devices.

    Platform: iOS
    Price: $2.99
  • MoneyWise

    moneywiseA user-friendly expense-tracking and budgeting tool, MoneyWiseis a stand-alone app that monitors cash flow and allows you to set personal financial goals. A flexible tagging structure keeps track of expense categories, and colorful graphs and charts provide at-a-glance reporting. Data can be exported as HTML or as CSV files for Excel import.

    Platform: Android
    Price: Free
  • CoinKeeper

    coinkeeper A fun app that brings a little amusement to the mundane routine of budgeting and expense-tracking, CoinKeeper uses coins, stars and other icons to represent transactions and color coding to indicate cash surpluses or those dreaded shortfalls. The goal-oriented budgeting feature helps you save money towards dream targets like vacations or a new car and, if you get off track, the app is quick to tell you where you are overspending!

    Platform: iOS, Android
    Price: $5.99
  • Spending Tracker

    spending-trackerA straight-forward and easy to use expense-tracker, CoinKeeper tells you exactly where your money goes and even helps you build a simple budget. You can organize your spending by day, week, month or customizable categories, and everything is viewable via colorful, easy-to-read charts. A Pro upgrade ($2.99) allows you to schedule repeat transactions and export data for additional analysis.

    Platform: iOS
    Price: Free

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